Services
Buying a property
Buying a property is one of the most stressful transactions you will ever make.
We aim to build a long lasting relationship with all our clients. Therefore, we understand the importance of making your purchase as smooth as possible, to give you the confidence to return to us time and time again.
We will provide advice on your affordability, maximum lending available and costs associated to your purchase. We can guide you on the lenders criteria, property constructions and survey reports.
Our firm works closely with local and national solicitors so our recommendations can be extended beyond your mortgage options.
Changing your mortgage
Reviewing your mortgage is highly recommended to ensure your monthly payments are not higher than necessary. Although your current lender may offer you a competitive deal, other lenders may offer something better.
If you are looking to change your mortgage, Trafalgar Square will factor all the costs involved to ensure you obtain the most suitable mortgage.
However, changing your mortgage does not always involve spending money. We have a wide range of lenders offering free legal service, free surveys and no arrangement fee.
Whether you are looking to raise extra money, reduce your interest rate or just change lenders, Trafalgar Square mortgage experts can advice you on all the options available.
GENERAL INSURANCES
Trafalgar Square can place Buildings and Contents Insurance using a variety of lenders depending on a client’s requirement for cover. In addition to this the company can establish Accident, Sickness and Unemployment Cover, which is set up on the basis that the longer one waits to claim, the cheaper the cover becomes.
PROTECTION
Trafalgar Square can set up protection in single or joint names to cover the eventuality of Death or Critical Illness. This can be structured to be Level Cover over the term of the mortgage (where it is an interest only mortgage and payments remain the same each month) or Mortgage Protection (where the mortgage is capital & repayment and match the decreasing mortgage payments over the term of the mortgage). There are also other types of cover that can be examined and provided to deal with prolonged periods of illness.